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Board of Trustees    Procedures for Applying for a Withdrawal Special Tax Notice Regarding Plan Payments Annuity and Profit Sharing Plan Annuity and Profit Sharing Plan Summary Plan Description Amendments Notice of Material Modifications Summary Annual Report Beneficiary Designation Form FAQ Home	FAQ Q. When am I eligible to collect or withdraw my annuity? A. You are eligible to collect or withdraw your annuity either when you retire or two years after your last contribution.  Provided you are no longer an active member of Local 145 IBEW.   Q. How do I change my investment options? A. To change your in vestment options you can call Merrill Lynch at 800/229-9040 or Access Benefits OnLine at www.benefits.ml.com.