Q. When am I eligible to collect or withdraw my annuity?
A. You are eligible to collect or withdraw your annuity either when you retire or two years after your last contribution. Provided you are no longer an active member of Local 145 IBEW.
Q. How do I change my investment options?
A. To change your in vestment options you can call Merrill Lynch at (800) 229-9040 or Access Benefits Online at www.benefits.ml.com.